lunes, 18 de enero de 2010

Does your Travel Insurance cover Medical Evacuation?

Scottsdale, Arizona - No matter where you are going to on vacation or for how long, at Jet Rescue Air Ambulance we always stress that you make sure your travel insurance covers medical treatment and emergency evacuation. When searching or buying your travel insurance, don’t always assume you are covered for everything. In general travel insurances cover lost or delayed baggage, flight delays, missed departure and flight cancellation. However, more serious matters such as accidents or illness aren`t always covered.

Active vacations..
Planning an active vacation? Take into account that if you are planning an active or extreme vacation with activities such as bungee jumping, skydiving, mountain climbing or underwater sports you have run the risk that cover for injuries as a result of these activities is excluded in the travel insurance policy.

No insurance at all..
It amazes us that literally thousands of people still go on vacation abroad without having a comprehensive travel insurance and thinking that an accident or injury would never happen to them. People do not realize that yes it can happen to you or your loved ones. Having an accident or falling ill abroad could cost thousands of Dollars, Euros or Pounds if you are not properly insured.

Just to give you an insight into the costs, domestic air medical evacuation cost averages in between 10 to 20,000 US Dollars, internationally this can exceed the 80,000 US Dollar barrier. These are substantial amounts of money. If you are not covered this can result in you or your loved ones having to sell the car, house or other valuable assets. Now do we want that? No.

In case you wish to organize a medical evacuation but have doubts about your insurance coverage..
It can happen that you wish to evacuate yourself or your loved ones as soon as possible but you have doubts about your insurance coverage. In that case Jet Rescue Air Ambulance can help you out! Our Flight Coordinators will call your insurance company on your behalf and attempt to obtain pre-authorization for a medical evacuation. In addition, Jet Rescue Air Ambulance will submit all claim forms and other required documentation. If we are able to obtain an authorization from your insurance company we will not require payment at the time of service and evacuate you or your loved ones!

Do take into account that most insurance plans require that a specific medical necessity is met. This means that a physician or doctor must certify that the transportation by air ambulance is indicated and that transportation by other means may endanger the patient. Some plans require that the transport is a life threatening emergency or that the destination is the closest appropriate facility.

Be prepared..
If you have bought a comprehensive travel insurance and you are about to go on vacation, be prepared! Ask yourself if you know what to do in case of an emergency.

Some valuable tips;
- Ask your broker or insurance company if there is a manual with standard procedures in case of emergencies such as an accident/illness. Read it, know it.
- Always have the 24h emergency phone number on you (this might be the phone number of an assistance company in case the insurance company outsourced this activity).

Thanks to the excellent quality of our services Jet Rescue Air Ambulance has been chosen as an official provider for major insurance and assistance companies, around the world.

At Jet Rescue Air Ambulance we provide domestic and worldwide air ambulance service, 24 hours a day seven days a week. Our team of professionals is capable of organizing the most complex repatriation missions. If an accident or illness occurs during overseas travelling, Jet Rescue Air Ambulance will advise and transport you to the hospital of your choice. We will provide you with the safest, most reliable and hassle free air ambulance service and serve you efficiently, rapidly and cost-effective.

English Website:
http://www.jet-rescue.com

For Spanish
http://www.jetrescue.com.mx

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